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At this time, most people know they are being screwed by the “system” but they have not been able to figure out exactly how it is being done. They are looking toward the “banks” and political class but still don’t grasp the process or structure. They don’t understand the structure of the problem so they cannot mount a defense. The economists/politicians who do understand either profit from the system; and won’t expose it, or they are terrified of those who run the system; and won’t expose them, or they try to expose it but either write in a way so complicated most people cannot understand it or offer the information in a place where the average person will never see it. In an effort to resolve this dilemma I am offering this information in a very simplified/condensed article almost anyone can understand. We, humanity, cannot fight a deadly enemy we cannot identify.

THE Enemy of all humanity: The Globalist Central Banking system is a Supra-Predator getting away with universal theft and mass murder because The People do not know what money is or where it comes from, much less how it is being used to destroy them.

Where We Are Now [to be followed by how we got here and how we can save ourselves]

The Globalist Central Banking scam is simple genius; the operative word being “simple”. It’s a simply con the Banks have put over on the public because they have been setting this up for more than 200 years; this is a generational scam.

You go to the Bank; you want to borrow $10,000; personal loan. First you have to provide all your personal financial information; any ‘official’ can access this information and use it so you have no financial privacy at this point.

The loan officer considers your financial information according to the bank’s rules/regulations. They make an offer. They will lend you $10,000 and create a Note including $2,000 in interest to be paid over four years. You look at the offer and may think, well, it’s always ‘risky’ to lend money so the bank is taking a risk. No one else can use the bank’s $10,000 while I’m using it so that’s a consideration. Further, bank’s need to make money; make a profit, and the interest seems reasonable while the payments are small and I won’t have any trouble paying off the debt. You agree to the bank’s offer.

The loan officer then presents you with a Note of indebtedness to the bank for $12,000. If you sign that Note, the loan officer goes over to the MAGIC banking computer [this is why you always must have an account with the bank to do any business with them because only Banks have Magic computers] and pulls up your “account”. Then the loan officer simply types in the digits as a computer entry into your account; $10,000 for the “loan” and keeps the original Note for the entire $12,000; usually with an agreement your “payment” will be auto-deducted from one of your accounts every month.

So this is the scam; the loan officer typed in digits and that’s all that was done. This process did not cost the bank anything because there was NO MONEY involved in this transaction. As we proceed you will come to fully grasp what I am telling you but when first explained the mind recoils at the simplicity of it. “Digits” are NOT money. Little pieces of green paper are NOT money. You are not repaying a loan of $10,000 plus $2,000 in interest, you’re paying the Bank $12,000 of your hard earned labor for the MAGIC COMPUTER entry that cost THEM..nothing. The Banks do not “labor” for their “digits” but you do. The big secret here is the fact “money” is gold/silver but the banks have pulled real money slowly away from the people one step at a time until the people forgot what money was and then it was Game On for the banks. The CON: as long as you “think” those digits are “money” and those you do business with honor those “digits” as “money” then the “digits” represented by fake/fiat currency [‘dollars’/now Federal Reserve Notes; FRNs] work like money… for awhile; never forever. You probably don’t understand this yet but you will so let’s move on.

Now let’s take it up a notch. You go to the bank because you want to borrow $250,000 to buy a house. A mortgage; banks love them. The process is exactly the same but with a twist. This time you sign a mortgage agreement for $250,000 plus $100,000 in interest to be paid over thirty years. We’ll keep this simple and say it’s a no down payment mortgage. The loan officer goes over to the MAGIC computer and again, simply types in the digits; $250,000 and sends those intrinsically worthless digits to escrow; doesn’t cost the bank anything….but now they [and the State] have a deed/lien on a $250,000 piece of property they paid nothing for and they’ve got you on the hook for that plus another $100,000 in “interest”. You will labor for your digits for thirty years to “payoff” this mortgage then get another head fake when they hand you the deed to “your” land. All the time you have been paying the local bank for your mortgage, you have also been paying tribute to the State/King in the form of rent called ‘property tax’. This land/home does not belong to you even though you are the only one who paid for it; no, this land belongs to the State/King [global bank] and you are a renter. If you, the serf, fail to pay the tribute/tax to the State/King you will be kicked to the curb and the State/King will find another tenant. We peasants are not allowed to actually own anything but trinkets the King Banks don’t care about.

To understand what the banks are doing imagine you have a check register and you have an available balance of $10,000. When you have spent those digits, you can simply write in more digits; you can write in $10,000 but, instead of going to jail for kiting checks, you can just keep writing in digits and spending them. Reflect on this for a few moments and read it over again. Imagine if you could write in whatever amount of digits you wanted….trillions… then consider how long it would take you to buy everything. Literally.

Let’s take this up one more notch to the government. When the government needs money it turns to its bosses at the Federal Reserve; a private banking corporation operated strictly for profit, and says it needs to ‘borrow’ 80Billion dollars this month. The Fed says great! Then the Fed officer goes over to the MAGIC banking computer and simply types in the digits; $80Billion. Then the ‘government’ turns to the People and declares, you, The People, now “owe” the Fed $80Billion dollars for this month. Ladies and Gentlemen, I give you our “national debt”. That’s the scam unfolding before your eyes. The Fed doesn’t have $80Billion dollars; all it has is worthless digits in their Magical computers/ledgers. When you hear the terms: money created from debt, money created out of thin air or free money for the banks….THIS is what they’re talking about. The Banks; local, national or global, are not lending the People “money”. The Globalist Banker’s Bullion Banks are bursting with real money; tens of thousands of metric tonnes of Gold and Silver… but that’s for them, not their serfs. They tell the serfs over and over; gold and silver are ‘ancient relics’/not money; oh no, the little pieces of paper we give you, that’s your money. International debt is settled by the globalists in GOLD because they don’t use peasant paper.

We are told by first rate hypocrites/professional liars/propagandists that we are bankrupt. Our “debt” is so terrible even our great great great great grandchildren will never be able to pay it off. We are enslaved to this “debt”; i.e. we are literally slaves to the Global Banks. We have no money for Social Security or social programs because we are broke. We’re all bankrupt; America, England, France, Ireland, Spain, Italy and on and on; we are “drowning in debt”.  No one asks what is this debt and to whom is it owed? Who “collects” on this “debt”? The Global Central Banks. Where did the Global Central Banks acquire the trillions and trillions of dollars, yuan, euro, yen they supposedly “loaned” to all  these governments? From the MAGIC banking computer. It’s a lie/a scam/a con. There were no actual loans made from these Global Banks, no money was involved in these transactions except the real labor=value=money of the PEOPLE going TO the governments and the Global Central Banking system that owns those governments.

Mark Twain said something along the lines of “It’s easier to fool a man than to convince him he has been fooled”. Please don’t let that happen here. Not seeing how we’ve been gulled would be suicidal. Most people simply want to live their lives and focus on the present however there are psychopaths out there who are not interested in the same things we are; they want wealth beyond reason and lust for absolute power and domination over others. They set this up and ordinary people can not be expected to see it as a matter of course but now, they must see it for the Globalist have big plans for humanity.

How We Got Here

This information is oversimplified and condensed [otherwise this would become a book] but it is essentially accurate. We used to know what money was. We kept it in strong boxes and safes. We carried around pouches of gold/silver dust/nuggets and every place of business had a set of scales where the money could be measured and business transactions could be conducted. The banks wanted that money: the gold/silver. They built huge vaults and tried to convince the public to bring their money to the bank where it would be ‘safer’ and they would even be paid a bit of interest for storing it there.  Many people did put their money in the bank vaults but many more did not. So the bankers came up with another enticement; gold and silver certificates. Your money would be safe in the bank and you could “spend” the certificates as if they were real money.

This was a genius move that took great patience on the part of the predator banks. As people began to use the certificates, they found it to be easier to do business with paper. Those who did not want to put their money in the banks became disadvantaged because store owners found it much easier to price products and do business with the certificates and resisted using real money. We are actually seeing this process repeated today as the banks are conditioning the public to use digits and plastic credit/debit cards instead of cash [more about that in a following article].

So the banks got the money; their vaults were overflowing with gold and silver coins and bars; THEY were rich because they could lend out other people’s money at interest and make money for nothing. They watched the People trading these intrinsically worthless certificates while the banks were sitting on a fortune. They could not only lend it out, the bankers could even sell/invest other people’s money at great profit because they had so much of it. They were careful however to always hold some gold and silver back just in case one of their depositors came back to get their actual money. Therefore the bankers held some of the gold/silver in reserve; just in case. We call that “fractional reserve banking”. It was a scam then and it’s a much worse scam now because now the banks have no “money” at all.

During this time the People knew exactly what the gold/silver certificates were. They knew these pieces of paper were not money but IOU’s from the bank; they were ‘debt instruments’ the bearer could take to the bank and get the REAL money; the gold/silver. The People’s mistake was letting the fox guard the hen house; they unwisely trusted the banks and, over time, began to forget what they were doing. The People became conditioned to using the ‘paper’ instead of the actual money. The next step for the bankers was to introduce a ‘gold backed’ currency to take the place of the certificates. Good as gold they said and the People accepted this. In this way the bankers pulled real money another length further away from the People. Then the banks, with the able assistance of their well paid political class, pulled the gold/silver farther from direct contact with the People. In 1971 Nixon “closed the gold window” when he declared the ‘dollar’ to be a fiat currency worth whatever the market would accept. Fake fiat currencies are ‘backed’ by nothing but the “faith and confidence” in a government. Gold backed dollars were replaced with Federal Reserve Notes [FRNs] that appeared identical and the People didn’t even notice. These pieces of paper have zero intrinsic value but, because the People and businesses were by this time completely conditioned to using paper instead of money, the fake fiat worked like money. It is important to know that ALL fiat currencies eventually fail as ours will fail. In fact, the Global Bankers are in the process of collapsing the entire global currency system they created. It really is imperative the People understand what is coming if they want to survive it.

Most people have no need or desire to rule the world or dominate all of humanity. Therefore it is difficult to realize there exists a relatively small group of people; perhaps 140-150 families whose entire existence it totally dedicated to this very process. They use a kind of blueprint they call the Hegelian Dialectic; which is not that complicated when you break it down, to literally move humanity through various stages of self-destruction. We look around today and wonder why the college kids; the Millennials, sound like they came from another planet. They are ignorant, unreasonable, irrational, unable to cope with objective fact, live outside reality as we know it and are quite surprisingly vicious. Where, we ask ourselves, did the “feminist ideology” and the “transgender revolution” come from? Why are our families breaking apart? Why, when race relations were good and improving, are we suddenly seeing “race riots”, militarized police and being overrun by “refugees” and illegal immigrants? This is the result of the Hegelian Dialectic being imposed upon us by the Globalists. They are using the fake/fiat/digital “money”, which represents their endless resources, to socially engineer humanity.

Structure of the Global Central Banking System

It will no doubt come as a shock to most people to discover that in the whole world… there is essentially only ONE bank. This ONE bank owns/controls virtually every other bank on the planet. This ONE bank creates/controls the entire global fake/fiat currency system; which enslaves humanity and can be crashed whenever the bank likes. This ONE bank, most people have never heard of is the Bank for International Settlements [the BIS]located in Basel, Switzerland [also the ‘Vatican Bank‘]. That is its current location; since 1930, but it’s actual foundation in finance has been around for hundreds of years slowly spreading its tentacles across the entire planet. Those who run this bank; essentially the Rothschild clan who sit on the Throne as the collective King of the World, are the actual Wizard of Oz hiding behind the curtain; a curtain we must draw back so they can be exposed. We are not sure if the Rockefellers are Gofers or competitors with the Rothschilds but the Barons de Rothschild and Rockefellers are the richest, most powerful, most criminal, psychopathic and dangerous people on the planet. The Globalist Central Banks represent a small and very private club of which we are not and can never be members but they rule every day of our lives and affect everything we do. They are anti-human, anti-life, utterly merciless and completely absent any moral constraint.

The Bank for International Settlements has “branch banks”. The Barons began establishing these branches more than two hundred years ago. These huge banks were created in a country for the purpose of taking over the government of that country. Beginning with friendly persuasion, then bribes, then intimidation or, if necessary, assassination, the banks rooted themselves into the victim country and began the process of stealing everything from everyone and enslaving the general population in unpayable; but fake, “debt”. These branch banks are hidden from the public because secrecy is an absolute necessity to disguise the ongoing plunder from the hapless population. In England they call the BIS branch bank The Bank of England, in China it’s the Central Bank of China, in Italy it’s the Central Bank of Italy and so on.

The BIS branch bank in the United States was deliberately misnamed the Federal Reserve to confuse the public into believing this bank works for/with the government which it does not. The Fed is a privately owned banking corporation operating strictly for profit and the defacto US government essentially works for it; the political class, whether these people call themselves Democrats or Republicans, Conservatives or Liberals, have actually become paid actors. However they may have begun their careers, whatever they may have intended, most of them have become performance artists whose job is to fool the public they profess to ‘serve’ into being freely victimized by the Fed/BIS. If you study this you will find it very confusing because these crafty people have gone to extraordinary lengths to protect themselves and their mindless profiteering by hiding the truth from inquiring minds. You will read they are private/owned by shareholders/different owners and so on… but the trail to the Rothschilds and the BIS is there. If you have the stomach for it and some time, it is well worth the effort to view Aaron Russo’s “Freedom to Fascism“, the director’s cut for the essential story of the Federal Reserve and the illegal/unconstitutional personal income and property taxes. As you watch this documentary, you can let the information I have provided above sink in with it. You can further explore more documented facts by reading “The Creature from Jekyll Island” if you want to get at the nuts and bolts of how the banker’s did it.

Henry Ford said it was a good thing [for the banks] that the People did not understand the banking system. For if they did, he said, I believe there would be revolution by morning. There is no “authority figure” who is going to explain the Global Banking System to the People. No one gets into a position of great authority without the consent of the Global Banks and that includes national and international ‘leaders’. Therefore ONLY the People can tell the People; we need to inform each other. If you grasp this information then it is profoundly important that you, as a citizen of the country where you reside and as a human being, make this information go “viral” as they say. For only when/if the People come to understand how they are being manipulated/robbed/enslaved and destroyed by this relatively small group of Globalists that controls “money” can the People be Free.

Through understanding the system, there need be no violent revolution at all. Through understanding the People can simply withdraw from the fake money system. We The People are funding our own destruction by supporting the “system”. If most of us stop funding it at the same time, we will bring the entire Globalist Banking system to its knees overnight.  It would be incredibly chaotic but IF the People understood the system, they could create an alternative system of barter/another form of money; honest money, and agree among themselves about how they will proceed. It can be done. Indeed, it must be done or I think we and natural life on this planet will be forever lost.


The opinions expressed in this commentary are solely those of the author and are not not necessarily either shared or endorsed by

Billie Wolf Kelsey

Retired Research Analyst: Economics/Medicine


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